Post by Worldline

Consumers say they'll cut spending. But here's what they actually do ↓ The payment reality: → Consumer confidence is cautious, not collapsed → Spending intent surveys don't predict real behaviour → Money flows to two extremes: value plays and emotional rewards → Merchants positioned in the middle lose wallet share → Your checkout experience either reinforces your positioning or works against it This analysis comes from the Worldline Discovery Hub, drawing on Deloitte and McKinsey consumer research to explore how spending patterns are evolving and what that means for checkout strategy. Downloadable version and the thinking behind the model → comments 👇