Post by USI Insurance Services

Before filing a small insurance claim, it pays to understand how it can cost you in the long run — in both your premiums and insurability. In today’s tight market, claim frequency matters, and even minor losses can trigger surcharges that impact premiums for years. Many small issues may be better handled through alternatives like a home warranty or roadside assistance. Learn when to file a claim — and when it may be better not to: https://usi.info/4twzDmw