Post by TransUnion

Lower rates. Shifting margins.   As the HKMA makes it second rate cut of 2025, Hong Kong’s credit market is likely to move toward normalisation — but growth will depend on how lenders adapt. The winners will focus on the right segments, move quickly, and balance discipline with opportunity. Discover which indicators matter most — from approval mix and early payment health to district-level housing sentiment — in the latest Hong Kong economic update by Marie Claire Lim Moore, Regional President and CEO, TransUnion® Asia Pacific.