Post by KH Tee

Have you heard the common phrase from insurance agents: admit hospital no need to pay anything or swipe your medical card like a credit card? Alarm bells should ring. Here is an example: a cancer patient required a unique cancer treatment pill costing Rm 7k+ each. Sometimes the hospital isn’t sure if the insurer will approve such unique item in the final bill, which might cause chaos for the patient upon discharge should the item be rejected. Hence hospital will request the patient to pay and claim personally with the insurer. Obviously the patient claimed it all back. Every insurer has their quirks in this topic, as there is no PERFECT company. Be cautious of expectations.