Post by Shawbrook

𝗧𝗼𝗱𝗮𝘆, 𝘄𝗲’𝘃𝗲 𝗽𝘂𝗯𝗹𝗶𝘀𝗵𝗲𝗱 𝗼𝘂𝗿 𝟮𝟬𝟮𝟱 𝗔𝗻𝗻𝘂𝗮𝗹 𝗥𝗲𝗽𝗼𝗿𝘁 𝐚𝐧𝐝 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐬. In FY25, we delivered strong returns and disciplined growth: 📈 16% growth in underlying profit before tax 🌱 17.2% underlying return on tangible equity 📘 16% organic loan book growth 📊 Underlying cost-to-income ratio further reduced to 39.0% 🛡️ Cost of risk in line with our long-term track record 🏦 CET1 ratio within our 12 - 13% medium-term target range These results bring to life the hard work of everyone at Shawbrook and our culture, which underpin our ability to deliver so consistently. Thank you to our colleagues, customers, brokers, partners and shareholders for your continued support. During the year, we were also pleased to welcome ThinCats and Playter to the Group. The combination further extends and strengthens our SME proposition and broadens the support we can provide to established UK businesses. Across all of our brands, we have a role to play in supporting UK SMEs in achieving their growth potential; professional landlords and property investors in providing homes across the country; and individuals and families as they plan for important life goals. Reflecting on 2025 performance and looking to 2026 and beyond, we are confident in the strength of our business and the premium proposition we provide to customers who value the flexibility, speed and certainty we deliver. 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝟮𝟬𝟮𝟱 𝗔𝗻𝗻𝘂𝗮𝗹 𝗥𝗲𝗽𝗼𝗿𝘁 𝗵𝗲𝗿𝗲. 👇