Post by Scalable Capital

€1,440 in state subsidies for the next generation. Here is what you need to know about the Early Start Pension. 📈👶 The "pension gap" is a phrase we hear often, but what if we could close it before it even begins? The German government’s new Early Start Pension (Frühstart-Rente) is designed to do just that by using long-term market growth for our children. How does it work? 🎁 State Funding: A monthly government bonus of €10 (up to €1,440 total) with no contribution required. 💸 Tax-free growth: Any earnings and profits generated within the account are completely tax-free while the savings grow. 🔑 Smooth handover: Once youre child turns 18, they take full ownership of the account, continuing their journey toward a secure retirement. Why this matters: Time is the ultimate leverage. Starting as early as age 6 gives your child over 60 years of potential compound interest. ⏳ What’s next? The bill is set to be finalised in 2026, with subsidies intended to apply retroactively from 1 January 2026. We’re working to bring the Early Start Pension directly to Scalable Capital as soon as the framework is ready. See the impact for yourself: We’ve developed a calculator to help you visualise how these subsidies and your contributions can grow over time. #ScalableCapital #EarlyStartPension #Frühstartrente