Post by Roland Berger

Where will your bank stand in 2030? AI is reshaping financial services faster than most banks are moving. The question is no longer whether to adapt – it's how. Our latest research maps four distinct strategic options for banks navigating the AI-driven financial landscape of 2030 and beyond: 🤖 Digital Agent for the Customer: AI-driven, proactive financial management with direct end-customer contact 💳 Product Provider for Financing: Scalable, modular financing solutions for platforms and partners 🏦 Infrastructure Provider: Core banking capabilities for third parties, no direct customer relationship 🤝 Niche Provider for Non-Digital Customers: Human-led advisory built on personal trust, minimal AI Each path demands different capabilities, operating models, and investment priorities. There is no one-size-fits-all answer. But standing still is not a strategy. 🔗 Explore the full analysis in our new report "AI – The New Market Maker": https://lnkd.in/d7bA-yW3 #RolandBerger #Banking #AI #Strategy #FinancialServices Dr. Viktoria Danzer Marcus Hartmann Simon Kuhn Dr. Dominik Löber Nicola Breyer Dr. Karen Neuhaus