Post by Office of the Superintendent of Financial Institutions Canada

Top risks facing the financial system in the next 12 months: 1️⃣ Real estate secured lending and mortgage risk Housing and mortgage pressures have intensified in some parts of the country. 2️⃣ Non-bank financial institution risk Risks beyond the traditional banking system have continued to grow, particularly as non‑bank lenders and investment funds take on more borrowing. 3️⃣ Funding and liquidity risk Global uncertainty is adding further pressure, weighing on confidence in funding markets. While the cost and availability of funding have remained stable, a key concern remains the speed at which a liquidity event could unfold. What can Canadians expect? Confidence that we act early, transparently, and decisively. All to strengthen the resilience of the financial system in an uncertain economic and geopolitical environment. Read more: https://lnkd.in/emaAUHdX