Post by Neo Financial

46% of Canadians say building credit is harder than ever. Our new national survey reveals a growing "Legacy Lag," where consumer financial behaviour has modernized, but outdated credit systems are holding people back. Key findings: • 46% say it is harder to build credit today than it was for their parents. • 69% of Canadians believe the credit system should recognize 'real-life' bill payments as proof of financial reliability. • Only a fifth (21%) say they know exactly which actions will meaningfully improve their credit standing. At Neo Financial, we're replacing financial stress with real-time progress. In 2025 alone, our cardholders collectively grew their credit scores by 6.3 million points, with some seeing increases of up to 64 points in just 90 days. As our CEO Andrew Chau said, "Seeing their money clearly and feeling in control replaces financial stress with progress." It’s time for a modern approach that provides the visibility and control Canadians deserve. Read the full survey results and see how we're helping Canadians get what they’ve earned: https://lnkd.in/gs8mjhSp #FinancialWellness #CreditBuilding #Fintech #MadeInCanada #NeoFinancial #CreditBuilding #FinancialProgress #NeoFinancial #CanadianFinance #CreditScore #MoneyMatters #ModernFinance #FinancialWellness #SurveyResults #CreditAwareness