Post by KPMG Singapore

“In Singapore, much of the early AI experimentation in payments has focused on agentic wallets and transaction flows. That has been useful learning, but real scalability lies deeper - in core processing and operating models. Today, the tangible impact of AI is being seen in the middle and back office, where reconciliation, processing and clearing are delivering measurable results. Stablecoins and tokenisation are moving beyond tactical use cases and into infrastructure, forming new payment rails that materially improve settlement, efficiency and programmability. Loyalty programmes, meanwhile, are evolving beyond simple rewards into integrated consumer–merchant ecosystems, reshaping how banks and retailers compete for customers drawing on token technologies.” Anton Ruddenklau Global Head of Financial Services Innovation and Fintech  KPMG International Discover how banks and retailers can unlock innovation, agility, and long-term growth by modernising together: https://lnkd.in/gBCSifRb #KPMGSingapore #NeverDone #BeInFront