Post by BCS, The Chartered Institute for IT

You have milliseconds to decide whether an online payment looks genuine. A returning customer is checking out. The payment value looks normal. But the device is new. The location is unusual. The delivery request is urgent. Which signal would worry you most? That is the challenge behind modern payment fraud. It is rarely one obvious red flag. It is the pattern that matters. In BCS Insight Exchange, Robin Reichwald, Head of Ecosystem Risk, Europe at Visa, explains how payment fraud has shifted online, why AI is changing both scams and detection, and how data helps identify behaviour that looks unusual. So, putting it to the network: If you were reviewing this transaction, what would concern you most, and why? #BCSInsightExchange #PaymentFraud #ArtificialIntelligence #CyberSecurity #DigitalTrust