Post by InvestSMART Group Limited

When markets are volatile, cash can feel like the safest option. But over time, cash often struggles to keep up with inflation, which can quietly erode your purchasing power. That’s why long-term portfolios usually combine growth assets with defensive assets like cash and bonds. InvestSMART portfolios are built to strike that balance while helping you stay focused through market cycles. 🎁 Open and fund a new InvestSMART account before 30 April 2026 and get a $100 bonus.* 👉 https://bit.ly/41yIx77 InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435. This is general financial advice and has not considered your objectives, financial situation or needs. InvestSMART Funds Management Limited ACN 067 751 759 AFSL 246441 is the issuer of the PMA. Read the PDS and TMD or seek professional advice before making an investment decision. April Offer is only available to investors who open and fund a new PMA in April 2026 (Eligible PMA). Offer is not available in conjunction with any other offer. InvestSMART will deposit AU$100 into your Eligible PMA within 14 days of receiving your investment funds into your Eligible PMA. If you have a Fundlater loan, the $100 will be invested and not used to reduce your loan balance. Minimum investment amounts and eligibility criteria apply depending on your chosen investment portfolio.