Post by Hectocorn

As 2025 draws to a close, reflection brings clarity. It has been a year of shifting terrain — economically, structurally, and strategically. As we look ahead to 2026, we extend our best wishes for a prosperous and thoughtfully planned year. We close the year with rate cuts across four major central banks. The Fed reduced rates to 3.5%, marking its second cut this year. The Bank of England moved to 3.75%. The ECB now sits at 2.15%. Switzerland has reached zero. The cost of capital is changing — and with it, the structure of opportunity. Our most complex transaction this year? A 100% LTV commercial acquisition in Rotterdam. No deposit. Full funding. Structured quietly and executed precisely. In 2026, we’ll be publishing our annual debt market report, covering cross-border trends, lender appetite, and what sophisticated borrowers should be watching closely. Sign up to our newsletter to receive it first. Wishing you clarity, momentum, and disciplined growth in the year ahead.