Post by GTM Insurance Agency

The IRS just announced the 2027 HSA and HDHP limits, and there are some notable increases on the horizon.   While 2027 might feel far away, planning for employee benefits never stops. Eligible individuals with family HDHP coverage will soon be able to contribute up to $9,000 to their HSAs- a $250 jump from 2026. Self-only limits are ticking up to $4,500 as well.   For employers, this means it's time to start looking ahead. A few things to keep on your radar as you begin preparing your 2027 strategy: ✩ Review your plan's cost-sharing limits – Minimum deductibles and maximum out-of-pocket limits are increasing alongside contribution caps. ✩ Update your communications – Plan to adjust your internal guidebooks so employees can maximize their pre-tax benefits accurately. ✩ Sync with payroll – Work with your payroll providers early to ensure contribution caps are seamlessly tracked to protect employees from unexpected tax consequences.   Read more here: https://lnkd.in/e45tKfNr