Post by Finmo

Everyone debates whether to accept stablecoins. Far fewer write down how, including who ends up carrying the KYC. Part 2 of the practical guide Thomas Kang, our Co-founder & Chief Strategy Officer, co-authored with Byron Gardiner, is live. Part 1 asked whether we proceed. Part 2 answers how. Together they cover vendor selection and a controlled pilot: one customer-facing market and a parallel supplier-payment track. A few things that don’t usually make the stablecoin conversation: → The model decides who carries the KYC. Invoice in stablecoin: low customer friction, more finance lift. Invoice in fiat and let the gateway convert: easy to bolt on, but now it’s a regulated service to your customer, full KYC at checkout. The difference between a smooth booking and verifying your identity to buy a t-shirt. → Run the supplier track in parallel, not after. Paying fragmented suppliers in weak-banking markets gives a cleaner, faster ROI read than waiting on consumer adoption. → The numbers are yours, not ours. Every cost and KPI in the guide is a planning assumption to set with your team, not a benchmark to take on faith. The test runs through this part too: does it clear the bar for your business, not whether the tech is impressive. Part 2 is below. Part 3: Scaling, Risks, and Where to Start follows next. With thanks to Josh D'Ambrosio, our Chief Commercial Officer, for his input. Connected payments, FX, and liquidity in one Treasury Operating System, because treasury should work as one system, not separate problems. Read Part 2 here: https://lnkd.in/d7-v5yAe #Finmo #Treasury #Stablecoins #Payments #CFO #Fintech #OTA