Post by EstimaCore
629 followers
šš¹šš®šš š©š²šæš¶š³š šš¶š°š²š»šš²š š®š»š± šš»šššæš®š»š°š² ā š”š¼ šš š°š²š½šš¶š¼š»š One uninsured subcontractor on your job site can bankrupt your business. Ā It happens. A worker gets injured. There's no workers' comp. The claim comes back to you as the GC. Now you're covering medical costs, legal fees, and potential OSHA violations ā for a subcontractor you hired to save $15/hour. Ā Before any sub sets foot on your project: Ā ā Verify their contractor's license is current (check the state/provincial database) ā Request a Certificate of Insurance naming you as additionally insured ā Confirm both General Liability AND Workers' Compensation are active ā Check coverage limits ā $1M minimum GL is standard; some owners require $2M ā Confirm bonding if the contract or owner requires it Ā This takes 20 minutes per sub. It could save you everything. Ā Licensing shows state compliance. Insurance shows financial responsibility. Verify both. Every time. Ā š EstimaCore helps you scope subcontractor packages clearly ā so the subs you bring in know exactly what they're pricing and what you expect. Ā š estimacore.com Ā #ContractorCompliance #SubcontractorManagement #ConstructionInsurance #BuildSmarter #NorthAmericaConstruction #GCLife #ConstructionBusiness