Post by Backbase

Jouk Pleiter, CEO and Founder of Backbase, is the cover story of the June 2026 IBSi FinTech Journal - featured as "The Big Interview" in the edition focused on open banking, embedded finance, and invisible banking. The interview covers how banking needs to be reinvented for the era of AI, including topics like: - Why fragmented data, disconnected workflows and missing governance underneath them is the main reason AI pilots keep falling short. - How embedded finance and instant payments are moving control away from banks - and what it takes to stay relevant when financial services show up inside platforms you don't own. - Why the appetite for long, heavily dependent implementations is shrinking fast, and what banks now expect from a technology partner. - How Backbase is pushing the AI-native Banking OS deep into mid- and back-office operations, where the biggest operational costs live. One line captures the argument at the center of it all: "As models become more capable, that gap between banks with the right foundation and those without it will only grow bigger." The full conversation is in Issue 37.2 of the IBSi FinTech Journal. Link is in the comments. (Visual credit: IBS Intelligence)