Post by Aon

Most 401(k) plans don’t lose value on fees alone—they lose value in how the plan is structured and operated. Fragmented providers, periodic oversight, and disconnected decision-making can create cost drag that isn’t always visible—but compounds over time. A different model is already delivering results. In the Aon PEP, governance and execution operate together within a single fiduciary framework—enabling value to be managed continuously, not periodically. The impact is measurable. Investment expense ratios decreased across every category during 2025 and 2026—reducing cost drag and helping retain more of the market return in participant accounts. This isn’t a one-time improvement. It’s what happens when value is managed continuously. Start a benchmarking conversation to identify cost and value opportunities: https://aon.io/49CNy2T #WealthSolutions #BetterDecisions #Retirement #401k #AonPEP