Post by Andrew Clark

One of the biggest shifts in wealth management isn’t happening inside advisor dashboards... ...it’s happening outside of them. Many clients today hold digital assets independently, often in cold storage, private wallets, or exchanges that sit completely outside their advisor-managed accounts. Which creates an interesting dynamic. From a client’s perspective, it’s all one portfolio. From an advisor’s perspective, it may not be visible, measurable, or directly managed. But the exposure still exists. And during bull markets, it can quietly grow into a meaningful percentage of a client’s net worth. The advisors I speak with who are navigating this best aren’t ignoring crypto exposure. They’re acknowledging it. They’re incorporating it into broader allocation conversations. They’re helping clients understand how it fits into long-term portfolio structure. Because whether managed directly or not, crypto exposure influences risk, diversification, and client outcomes. Curious how other advisors here are approaching this. Are your clients becoming more open about their digital asset exposure in recent months?