Post by American Express

Today, we are introducing the Amex Agentic Commerce Experiences (ACE)™ Developer Kit and announcing an industry-first commitment to protect registered AI agent purchases through Amex Agent Purchase Protection™. As AI agents reshape how Card Members make everyday transactions, we are bringing our longstanding commitment to trust, security, and service into AI-powered commerce. The ACE Developer Kit is a framework that provides technical specifications designed to bring American Express-issued Cards and Membership value into AI-powered interactions with trust and control. It will enable intent-driven transactions with end-to-end visibility across the commerce lifecycle through American Express’ closed-loop network. Building on our long-standing commitment to backing our customers, we are also announcing Amex Agent Purchase Protection, an industry-first commitment to extend our backing to purchases made by registered AI agents on behalf of Card Members. In the future, when a Card Member authorizes a registered AI agent to make a purchase and that agent sends American Express the customer’s authenticated purchase intent, we will protect eligible customers from charges related to AI agent error (terms and conditions will apply). Together, these efforts help lay the foundation for agentic commerce to scale with transparency, accountability, and confidence. #TeamAmex is built for this moment. Read more in the press release, including important information regarding forward-looking statements: https://go.amex/kQT4qL

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