Post by Akshata Namjoshi

You realise how much teams matter when legally complex, cross-border projects move forward with clarity, precision rather than friction. Really happy to share that we supported PhotonPay ’s official expansion into the UAE and their application for a Dubai Financial Services Authority (DFSA) Category 3 licence 🇦🇪 PhotonPay is a Hong Kong-based global payments and financial infrastructure provider, trusted by over 200,000 businesses worldwide, offering multi-currency accounts, card issuing, online payments, payouts and embedded finance across 180+ countries. This mandate involved navigating multiple regulatory touchpoints, licensing nuances and jurisdictional considerations — and it worked because the right people were in the room: —> the right team at KARM Legal Consultants , advising on structuring, licensing and regulatory engagement. My amazing team Arjun Uppal Vaibhavi Tadwalkar Ahlam Faouzi Harsh Sharma —> the right team at PhotonPay , leading the project with speed, precision and commercial clarity Alex Kaiming Liao FICA CAMS Aamir Quraishi; and —> the right team at the Dubai Financial Services Authority (DFSA), whose rigour and depth make the regulatory process credible and outcome-focused Grateful for collaborations like these — where good #regulation, strong #businesses and thoughtful #legal advice come together 🚀 #FinTech #Payments #DFSA #UAE #TeamWork #PhotonPay #KARMLegal