VA Mortgage Underwriter

We are currently seeking a hard-working, dedicated VA Underwriter to join our innovative and passionate team.

Pay Range: 85k to 100k + Bonus

Responsibilities:

• As an Underwriter you will be responsible for but not limited to the underwriting of residential loans ensuring compliance with appropriate company and investor standards.
• A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents.
• Mortgage Underwriters may be involved in one or several types of mortgage lending (conventional, government-backed, etc.)
• You may be required to work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans.
• You may also be required to respond directly to individual and investor audits.
• Includes all levels of underwriting authority and exception levels.

Requirements:

• 7+ years of mortgage underwriting experience.
• 5+ years of VA underwriting experience. USDA is a plus.
• Experience with underwriting to multiple lender guidelines and requirements.
• Knowledge of Fannie Mae/DU and Freddie Mac/LP guidelines and automated underwriting systems.
• Critically examine credit, income and asset documents and review title policy and appraisals.
• Encompass and GUS experience are preferred.
• Candidate needs to be currently using their SAR

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources). Please click this link to learn more about our benefit offerings for Washington State: https://www.rate.com/careers/open-positions/disclosures

Applications are being accepted on an ongoing basis, until position is filled.