Frankfurt, Hesse, Germany
Following a solid educational background, 18 years experience in Banking, working on various projects in different areas at Financial Analysis, Corporate, Commercial and SME Credit Departments. More than 10 years experience in Training area, mostly about Financial Analysis, Corporate and Commercial Banking, Sector Analysis and Credit Approval Processes.
Corporate & Institutional Banking Department - Manager
- Preparation of annual financial analysis reports of the largest industrial and commercial companies in Turkey as well as in Germany. - Analysis of the most up-to-date financial data of the companies, including active-passive analysis, ratio analysis, trend analysis, income and profitability analysis over the years. - Ensuring the future expectations of companies and sectors, calculating debt service capacity ratios for companies in this framework. - Regular annual analyses of the sectors in which the Bank predominantly operates and close monitoring and reporting of sectoral developments. - Annual analyses of the countries, mainly in EU zone, in which the Bank carries credit risk, monitoring and reporting of socio-economic developments in these countries. - Providing financial data entries for companies and their affiliated groups and calculating scores based on qualitative and quantitative factors. - Annual and, if necessary, periodical analyses of the financial institutions with which the Bank has a credit and funding relationship. - Visiting the companies' head offices and production facilities when necessary, to collect information from company shareholders and managers about the companies' operations and current financial structures. - Close monitoring and regular reporting of the loan payment habits of the companies and groups that the Bank carries credit risk, and taking the necessary measures to minimize the credit risk in a timely manner. - Updating and publishing credit policies within the framework of innovations and current regulations required in Turkey, Germany and as well as in Europe. - Carrying out the necessary studies and researches for the development of the Bank's credit product range, monitoring sectoral developments. - Monitoring and regular analyses of the seller and buyer companies with which the Bank has a factoring relationship. - Ensuring the network between the Bank and the parent bank Akbank T.A.Ş. (Turkey) and taking necessary actions
-I have given trainings in the field of Banking for about 10 years in Akbank Academy (Training Unit) within Akbank T.A.Ş. -The trainings I have given include Financial Analysis, Reading Financial Statements, Creating Corporate and Commercial Loan Files, Selling Marketing Commercial and SME Loans, Credit Policies and Processes and Evaluation of Problematic Loans. -During my trainings, I have given approximately 2500 hours of training and contacted more than 3000 participants. -The participants included the bank's head office and branch managers, branch directors, management trainees and sales trainees.
Headquarters Credits / Marketing / Main Branch