Accra, Greater Accra Region, Ghana
Results-driven Banking and Finance professional with 2+ years of hands-on experience in corporate credit administration, credit risk assessment, AML/CFT compliance, and financial analysis at Societe Generale Ghana PLC. I have a deep passion for research and financial analysis, whether it is evaluating credit facilities, investigating financial discrepancies, or analyzing financial data. I thrive on turning complex data into clear, actionable insights that support strategic decision-making. My expertise spans: Credit Risk Assessment & Facility Lifecycle Management AML/CFT & KYC Compliance Enforcement Financial Reporting & Data Analysis Regulatory Compliance & Internal Controls Committed to pursuing Chartered Accountancy (CA) to deepen my technical expertise and long-term contribution to Ghana's financial sector. Open to opportunities in financial analysis, investment, risk management, and regulatory compliance. š© [email protected]. Tel: +233(0)547388384
Outsourced Staff ā Corporate Credit Administration Officer ā¢ Manage end-to-end credit facility lifecycle for Corporate, Middle Market, and SME clients including loan disbursement, repayments, liquidation, overdraft extensions, and facility modifications providing direct exposure to debt financing structures and lending product mechanics. ā¢ Process and review 50+ business Offer Letters monthly, verifying completeness, security documentation, and adherence to credit approval conditions developing strong deal appraisal and documentation discipline. ā¢ Calculate and implement overdraft interest rates in Amplitude banking system, investigating and resolving pricing discrepancies within 24 hours across 200+ corporate accounts, demonstrating precision in financial analysis and attention to detail. ā¢ Ensure accurate booking, verification, and maintenance of collateral for all disbursed facilities in line with credit policy, building foundational knowledge of deal structuring and security assessment. ā¢ Collaborate with the Functional Support team to validate implemented interest rates and produce accurate reports for key stakeholders developing the reporting and data-presentation skills critical for a CIB analyst role.
*Compiling and finalizing detailed disbursement sheets to ensure accuracy and compliance in loan processing. *Composing formal offer letters for clients, outlining loan terms and conditions in accordance with internal policies and regulatory standards. *Designing and maintaining comprehensive checklists to facilitate accurate, efficient, and compliant loan disbursement procedures. *Creation of third-party IDs, corporate cards, and corporate business accounts. *Booking and processing term deposits and cheque book requisitions. *Calculating and compiling interest rates for overdraft products to be implemented in the banking software (Amplitude).
*Issuing of Withholding Value Added Tax Credit Certificate per Section 47B (b) of the Value Added Tax (Amendment) (No.2) ACT, 2017. *Delivering accounting assistance to various branches and departments to ensure consistent financial operations and adherence to organizational standards. *Compiling and analysing internal financial reports to support strategic decision-making and performance monitoring. *Preparing payment orders and cheques in compliance with internal controls and financial protocols. *Managing imprest disbursements and reimbursements, ensuring accurate documentation and timely reconciliation. *Organizing and maintaining financial records and supporting documents to ensure accessibility, accuracy, and regulatory compliance.