Yash Verma

Digital Product & Risk strategy | Analytics & Innovation | Portfolio management | Retail lending

Pune District, Maharashtra, India

About

Senior Digital Business Strategy and Risk Portfolio leader with 10+ years of experience building and scaling data-led retail credit products across NBFCs and banks. Proven expertise in digital acquisition, business funnel management, alternative data underwriting, STP journeys, and end-to-end risk product ownership. Strong at partnering with product, technology, analytics, and business teams to deliver scalable and high-impact risk solutions that balance growth, customer experience, and portfolio health.

Experience

Bajaj Finserv (Pune District, Maharashtra, India)
- Senior Lead - EMI Card Portfolio Management
  Oct 2024 - Present · 1 yr 10 mos
- Lead EMI Cards PMG
  Apr 2022 - Oct 2024 · 2 yrs 7 mos
HDFC Bank (Full-time · 4 yrs)
- Senior Manager
  Jun 2021 - Mar 2022 · 10 mos
  Credit Analytics & Innovation
- Manager
  Apr 2018 - Jun 2021 · 3 yrs 3 mos
  Risk Analytics Unit (Retail products)
Member - Finance Forum at T.A.Pai Management Institute, Manipal
Jun 2016 - May 2018 · 2 yrs
Member - Finance Forum
Intern at HDFC Bank
Dec 2017 - Feb 2018 · 3 mos
Risk Analytics Unit
Training at BSE Institute Ltd
May 2017 - Jun 2017 · 2 mos
Capital Market Operations, Technical Analysis, currency, commodity and derivatives market