Yağmur U.

Head of Consumer Finance at Hepsipay & Hepsifinans

Istanbul, Istanbul, Türkiye

About

Experience

  • Hepsiburada (4 yrs 3 mos)
    • Consumer Finance Senior Manager
      Jan 2025 - Present · 1 yr 7 mos

      Responsible for Consumer Finance products. Product manager of credit/lending squad.

    • Group Product Manager - Consumer Finance
      Jan 2023 - Feb 2025 · 2 yrs 2 mos

      Responsible for Hepsiburada Limiti (BNPL), Shopping Loan and HepsiFinans

    • Product Owner Lead - Consumer Finance
      May 2022 - Dec 2022 · 8 mos

      Responsible for Online Shopping Loan & BNPL (Buy Now Pay Later) product management and all financial products’ visibility/findability (inc. Loans, Credit Card&BNPL) on Hepsiburada end-to-end screens. Working closely with the Technology & UX teams on the development of existing & new products, and with category teams for sales/performance increase

  • Digital Product Lead (APP&WEB) & Scrum Master at Vodafone
    Jun 2021 - May 2022 · 1 yr

    • Managing the APP & Web postpaid & prepaid tariff change journeys, identifying the requirements, working agile in squad closely with frontend/backend developers and UX/UI designers. • Design, develop, test, roll out and optimize app & web, journey flows and conversion funnels. • Identifies and prioritizes stakeholders, builds sustainable relationships to drive increased business performance and best value outcomes. • Develop customer insights by implementing and using a full range of data sources such as user research, A/B testing, transactional data, and online behaviour models. • Using data and analytic tools effectively (Adobe Analytics) to resolve customer issues and to identify and eradicate unnecessary challenges. • Leading IOS&ANDROID release process. • Preparing and presenting digital performance & new project presentations to Vodafone Global and Turkey teams.

  • Yapı Kredi (3 yrs 2 mos)
    • Overdraft & Shopping Loan Product Manager
      Apr 2021 - Jun 2021 · 3 mos

    • Consumer Loans Product Management Senior Specialist
      May 2018 - Apr 2021 · 3 yrs

      Responsible for General Purpose Loan, Overdraft and Shopping Loans (online&store) product management. Managing the entire product line life cycle, developing strategy from inception to completion of the products. Conducting financial feasibility analysis and preparing policies for new projects. Implementing new marketing campaigns for acquisition, upsell, cross sell, cont. sell and retention for customers and also to increase profitability. Created new channels for customer acquisition and to increase GPL sales (online shopping loan in Samsung.com, Hepsiburada.com, N11.com, Teknosa.com, Gittigidiyor.com and etc., ). Determining the pricing strategy, managing product portfolio & profitability for achieving budget.

  • Fibabanka (3 yrs)
    • Consumer Loans Product Management Specialist
      Dec 2015 - May 2018 · 2 yrs 6 mos

      Was responsible for General Purpose Loan (inc. online&in store shopping loans), Mortgage and Auto Loan. Managed the entire product line life cycle, from inception to completion of products. Created new channels for customer acquisition and to increase GPL sales (Vatan Computer Loan Project that enlarged the customer portfolio) Determined the pricing strategy, managed product portfolio & profitability for achieving budget. Coordinated with branches, sales channels and third parties for marketing/sale of the Bank’s products.

    • SME Loans Product Management Assistant Specialist
      Jun 2015 - Dec 2015 · 7 mos

  • Project Intern at Goldman Sachs
    Aug 2013 - Jan 2014 · 6 mos