Ian Richards, Chartered Financial Planner

Helping senior professionals in 40s live well now without messing up the future | Chartered Financial Planner FPFS | Work to Live Blueprint

Warrington, England, United Kingdom

About

I believe too many successful people spend their 40s building wealth without ever stopping to ask what it is all for. They earn well. They save. They invest. They build pensions. They collect bonuses, shares, business profits and property. But they still feel uncertain. Can I spend more? Am I doing enough? Could I step back one day? What happens if life changes? What does enough actually look like? My belief is simple: financial planning should start with your life, not your products. Because the point is not to retire with the most money. The point is to use your money to make better decisions, enjoy more of what you have built, and protect the future properly. That is what Work to Live is about. Helping high-earning professionals in their 40s and 50s live well now without messing up the future.

Experience

  • Chartered Financial Planner & Founder at Work to Live Financial Planning
    Sep 2019 - Present · 6 yrs 10 mos

    Jargon & BS free advice which will help you balance living a great life now and securing your financial future, ensuring you live a full life free of regrets. | Independent Financial Advice | Financial Planning | Lifestyle Planning | Investments | Pensions | Work-Life Balance |

  • Chartered Financial Planner at True Bearing Chartered Financial Planners
    Nov 2018 - Jun 2019 · 8 mos

    I take a Life Centred Approach to Financial Planning, helping clients to achieve the best possible life with the money they have. I believe in the value of ongoing planning helping clients to manage their various life transitions ranging from starting a family, school fee funding, moving home, a change of career, divorce, selling a business, retiring to looking after ageing parents. If you would like to get in touch for an informal chat regarding any of these areas please message me.

  • Chartered Financial Planner & SOLLA Accredited Member at TWP Wealth Ltd
    Dec 2017 - Nov 2018 · 1 yr

  • Chartered Financial Planner at Close Brothers Asset Management
    Dec 2016 - Dec 2017 · 1 yr 1 mo

  • Chartered Financial Planner at Cambrian Associates Ltd
    2012 - 2017 · 5 yrs