William N.

Founder | Building the AI Operating System for Auto Lending | Dealer, F&I & Risk Intelligence Expert

Greater Tampa Bay Area

About

I build systems at the intersection of AI, fintech, and automotive finance. Over the last decade I’ve worked across dealership operations, enterprise sales, product development, and startup execution — helping scale ventures in automotive retail, SaaS, logistics, and consumer technology. Today I’m focused on DriivAI, an AI-native lending intelligence platform designed to modernize how banks and lenders evaluate risk, detect fraud, and automate credit decisions. We’re building: • AI underwriting systems • Neural risk graph technology • Dealer intelligence infrastructure • Fraud detection models • Policy automation engines • Explainable lending AI My belief is simple: The future of lending will not be powered by static scorecards alone — it will be driven by adaptive intelligence systems capable of understanding relationships, behavior, and risk in real time. Interested in: AI • fintech • automotive finance • infrastructure • machine learning • fraud systems • product strategy • emerging technology

Experience

  • Founder & CEO at DriivAI
    Jun 2025 - Present · 1 yr 1 mo

    Building autonomous intelligence infrastructure for auto lending. DriivAI combines AI underwriting, fraud detection, policy automation, and neural risk graph technology to help banks and lenders make faster, safer, and more explainable credit decisions. Focus areas include: • AI-driven underwriting • Dealer risk intelligence • Cross-platform fraud detection • Policy automation • Neural risk graph systems • Explainable lending AI

  • General Sales Manager at CarHeroes
    May 2019 - Present · 7 yrs 2 mos

    Led dealership operations across sales, finance, and customer experience while driving profitability, risk control, and deal flow efficiency. 🔑 Core Responsibilities & Impact: • Desking & Deal Structuring • Structured complex deals across prime, subprime, and near-prime tiers • Optimized lender approvals through strategic deal packaging and scenario modeling • Balanced front-end gross, backend penetration, and lender guidelines

  • Stealth mode project at SineFine
    2017 - Mar 2026 · 9 yrs 3 mos

    SineFine is a decentralized cloud network built by peers and powered by Internet of Things.

  • OG founder. at GoLoad
    Jan 2017 - Mar 2020 · 3 yrs 3 mos

    GoLoad is a real-time on-demand platform that connects shippers with owner-operators across North America. The GoLoad platform was created by William from the ground up.

  • Co-Founder & Product Owner at Elevtor
    Jan 2016 - Mar 2017 · 1 yr 3 mos

    Elevtor is the elevator that job seekers have been missing. We strive to change the way job seekers and employers interact. We apply a video first approach to the entire process. We leverage technologies like Deep learning, computer vision, and Machine learning to accurately match seekers with employers. We provide real-time opportunities for both sides. Our motto is simple "Spend less time searching and more time interviewing" -Managed the entire development process -Set the strategic vision for Elevtor and our planned future releases. -Recruit a talented team of engineers to focus on varying layers of technology that would better serve the users of Elevtor. -Spoke with investors on a daily basis providing them with critical information and our strategic vision for the future.