Singapore
• Conduct AML reviews of correspondent banking Vostro accounts, analysing transaction behaviour to identify unusual cross-border activity, high-risk corridors, and nested relationships. • Interpret payment data from SWIFT messaging system (including MT and ISO 20022 formats) to detect suspicious patterns and support escalation decisions • Assess transaction flows against customer profile and account purpose, identifying inconsistencies and potential financial crime risks. • Perform sanctions and adverse media screening using Dow Jones RiskCenter, investigating matches and applying risk-based judgement to reduce false positives • Participate in regulatory discussions and inquires to identify focus area and refining of transaction monitoring parameters and scenarios • Collaborate with overseas compliance teams to review cross-border correspondent relationships and ensure alignment with AML standards • Support compliance-related system initiatives including requirement gathering, UAT, and implementation of process improvements • Served as primary point of contact for MIS reporting, providing timely and accurate management reports across key business functions Key Achievements • Designed and developed a centralised CDD data repository and case management tools (Access + SQL + VBA) to support case tracking, review documentation, and reporting tools. • Led team readiness for ISO 20022 migration, including training, impact assessment, and operational transition • Partnered with Data Analytics teams to enhance correspondent banking review framework and streamlining of the vostro review process [Time savings per year: 1152hours;0.73 headcount avoidance] • Development of self-service validation tools through centralized data repository for independent assessment of CDD information prior to onboarding [Time savings per year: 1120hours;0.71 headcount avoidance] • Digitalised, automate and streamlined compliance processes, significantly improving efficiency
• Conducted sanctions and name screening reviews to identify potential compliance risks, applying risk-based judgement to determine true matches. • Improved screening workflow efficiency through process digitalisation and reduction of manual processing