Vincent Yap

Group Chief Credit Officer, Consumer Credit Risk Management, OCBC

Singapore

Seeking opportunities for career advancement and personal growth by leveraging my broad experience in the retail banking industry

OCBC (10 yrs 11 mos)
- Group Chief Credit Officer, Consumer Credit Risk Management
  Apr 2026 - Present · 3 mos
- Head, Consumer Credit Risk and Approval Singapore
  Dec 2018 - Apr 2026 · 7 yrs 5 mos
  Based in Singapore Head Office
- Head, Consumer and Emerging Business Risk
  Jun 2017 - Nov 2018 · 1 yr 6 mos
  End to end credit risk management for consumer and SME lending portfolio
Senior Vice President, Head Consumer Financing at Alliance Bank Malaysia Berhad
Mar 2011 - Aug 2015 · 4 yrs 6 mos
Business head for Mortgage, Auto Financing and Personal Loan
Senior Vice President, Head of Consumer Risk at Alliance Bank Malaysia Berhad
Jun 2009 - 2011 · 1 yr 8 mos
End to end consumer credit function from credit initiation, portfolio management to collections
Head of Credit, Lending at Standard Chartered Bank
2007 - 2009 · 2 yrs
Credit Policy, Portfolio Risk Management and Credit Analytics
Standard Chartered Bank (5 yrs 1 mo)
- Senior Manager, Collections, Secured Lending
  2003 - 2006 · 3 yrs
  Collection productivity, credit loss management as well as people management (more than 100 staff)
- Manager, Credit Evaluation, Unsecured Lending
  2002 - 2003 · 1 yr
  Approval rate, credit and fraud management, turnaround time and client excellence
- Business Finance Manager
  2001 - 2002 · 1 yr
  Finance support for Consumer Banking General Manager