Ho Chi Minh City, Ho Chi Minh City, Vietnam
Senior banking leader with 15+ years of experience spanning credit risk strategy, portfolio analytics and regulatory engagement within international and local banks. Strong finance professional graduated from RMIT , Paris Dauphine and Standard Chartered Bank.
In charge of Risk strategy, credit policy and portfolio management for the bank.
In charge of credit risk limit management, SBV compliance and credit portfolio analytics
- Implement Applications scorecard and Risk Decision Framework for Personal Loan with improving PL acquisition in quality of new booking and disbursement by 20%. - Simplified company on-boarding process and enhance monitoring performance - Revamp Country Policy by incorporating into a policy document for Credit Card and Personal Loan. - Automated Credit underwriting process by launch new credit origination system with external vendors. - Launched credit campaign on CCPL products to boost up acquisition volume and propose for policy normalisation to ensure sustainable growth. - Conduct Policy training for Business , Credit Initiation and Operations. - Graduated Credit Risk Management course and Analyst Credit Risk Management course.
- Successful implement Collection Systems (CACS) with improve collection productivity by 30+% - Launched collection scorecard and was the 1st small market applying Group Collection scorecard which driven by LI target and Productivity KPIs to drive performance. It subsequently improved FYF 2015 LI by USD 1.2 M vs budget and nil client complaints. - Completed full pack of collection training for all functions including Code of Conduct, Tele Collector , Field Collectors and Collection MIS. - Graduated qualified Risk trainer and Collection Management course.
- Workout induction training pack for frontline staff - Extend supports to Business team during its audit - Completed HR tick box on documents submission for new staff