Vamika K.

MSc Management & Finance Student @ GISMA Berlin | Experience in Investment banking and business operations

Germany

About

I'm a Berlin-based MSc student in Business Management & Finance at GISMA University, with over 16 months of hands-on experience across financial services, capital markets, and business operations in India. My career so far has given me an unusual combination: I've sat with real company financials — reviewing income statements, balance sheets, and cash flows for companies preparing for IPO — while also being the person who managed client relationships, kept processes running, and made sure nothing fell through the cracks. At Gretex Corporate Services, I worked directly on live IPO mandates, visited investors to pitch client companies, and translated financial data into investment narratives. At WeCare Financial Services, I independently assessed credit profiles, recommended banking solutions, and guided clients through the full loan process from first contact to disbursement. What connects all of my experience is this that, I understand numbers, I communicate well, and I get things done.

Experience

  • Back Office Assistant — Lending & Financial Services at WeCare Financial Services
    Jul 2024 - Jan 2025 · 7 mos

    WeCare Financial Services is a loan DSA firm facilitating education loans, mortgage loans, and personal loans between borrowers and partner banks. Analysed clients' financial profiles in detail — reviewing bank statements, income documents, existing liabilities, and repayment history — to assess creditworthiness and identify the most suitable loan products Applied working knowledge of credit assessment principles to evaluate each case independently, developing a practical understanding of how banks evaluate financial risk across different borrower profiles Managed the complete client relationship from first contact to loan disbursement — explaining financial products, collecting and verifying documentation, and maintaining regular follow-ups Coordinated simultaneously across multiple active cases, liaising between clients and several partner banks while keeping all records organised and submissions compliant Built in-depth knowledge of lending products, interest structures, and credit policies across multiple Indian banking institutions

  • Investment Banking Trainee at GRETEX CORPORATE SERVICES LIMITED
    Apr 2024 - Jul 2024 · 4 mos

    Reviewed and analysed actual financial statements of client companies preparing for public listing — working through income statements, balance sheets, and cash flow statements to understand revenue trends, cost structures, profitability, and compliance metrics Applied analytical thinking to assess IPO readiness across multiple live client mandates, identifying key financial indicators and presenting findings internally — functioning as a junior analyst within the team Visited and met with investors directly to pitch client companies and raise funds for live IPO mandates — presenting the investment case, handling queries, and building relationships with potential investors on behalf of clients Coordinated with BSE/NSE on listing compliance and documentation requirements, managing regulatory timelines and milestone tracking across concurrent active mandates Assisted in preparing investor pitch materials and investment memoranda, translating complex financial data into clear, compelling narratives for investor audiences Managed investor communication records and fund flow tracking across several active mandates simultaneously Recognised by senior management for improving internal workflows and bringing structured, organised working practices to the team

  • Back-Office Operations Intern — Financial Services at Mars Consultancy
    Jun 2023 - Nov 2023 · 6 mos

    Mars Consultancy is a financial advisory and loan consultancy firm serving individual and business clients. Reviewed client financial documents and banking records to support the advisory team in evaluating client needs and recommending appropriate financial solutions Developed early understanding of financial products and lending processes by working directly with client case files and bank documentation Managed client relationships from initial contact through to resolution — communicating clearly, organising meetings, and following up to ensure smooth case progress Maintained structured records across all active client files, coordinating between internal teams and external banking partners with consistent accuracy and reliability Recognised for fast learning, strong communication, and dependable execution across all assigned tasks

  • NSS volunteer at National Service Scheme
    Jun 2020 - Mar 2023 · 2 yrs 10 mos