Shain Premarajan, CAMS.

Certified AML-CFT Compliance Officer | Business Banking UAT Specialist | Cybersecurity Learner | AI & Python Enthusiast | Storyteller | Copywriter

Dubai, United Arab Emirates

About

Detail-oriented AML Compliance professional with 14+ years of experience in regulatory frameworks, risk assessment, and financial crime prevention. Adept at managing complex onboarding processes, conducting thorough KYC/CDD reviews, and leading teams to drive operational efficiency. Proven ability to navigate dynamic regulatory environments, ensuring full compliance and minimizing organizational risk. Passionate about leveraging technology and analytical insights to enhance financial security and promote ethical banking practices.

Experience

  • Emirates NBD (Dubai, United Arab Emirates · On-site)
    • Account Services Officer
      Sep 2025 - Present · 11 mos

      Conduct and manage end-to-end UAT for business banking processes and system enhancements. Prepare and execute test cases, validate workflows, and ensure data accuracy. Identify, log, and track defects through resolution and sign-off. Collaborate with IT and business teams to align system functionality with business needs. Support post-implementation reviews and ensure smooth go-live transitions.

    • Account Service Senior Associate
      Jul 2024 - Nov 2025 · 1 yr 5 mos

      Supports Business Banking onboarding processes with a strong focus on KYC, CDD, SDD, and EDD protocols. Conduct FATCA and CRS compliance checks, ensuring data accuracy and adherence to global regulatory standards. Utilize BPM, FACTIVA, and FINACLE to streamline client onboarding, enhance efficiency, and mitigate risks. Collaborate with compliance teams to identify and resolve onboarding challenges while ensuring regulatory alignment.

    • Consultant - Customer Onboarding and Screening
      Feb 2023 - Jul 2024 · 1 yr 6 mos

  • UAE Exchange (Full-time · 14 yrs)
    • Branch Head
      Feb 2014 - Dec 2022 · 8 yrs 11 mos

      Directed daily branch operations, boosting sales by implementing strategic initiatives and driving business growth. Oversaw AML compliance, transaction monitoring, and escalated suspicious activity, reinforcing regulatory adherence. Enhanced staff productivity by 25% through structured training programs and performance management. Conducted internal audits to ensure operational excellence and seamless cash flow management. Strengthened client relationships, resulting in a 15% increase in customer retention.

    • Branch Compliance Officer
      Jan 2009 - Jan 2014 · 5 yrs 1 mo

  • Accounts / Audit Assistant at Sushil Associates (A Firm of Registered Tax Practitioners, Accountants and Auditors)
    Sep 2004 - Oct 2008 · 4 yrs 2 mos