Tidimalo Aphane

Business & Commercial Banking | Portfolio Management | Relationship Management | Credit Analysis | Agricultural Economist

Pretoria, Gauteng, South Africa

About

Relationships build trust. Service reinforces it. Value reflects it.

Experience

  • Business Manager Graduate at Nedbank
    Apr 2025 - Present · 1 yr 3 mos

    • Managed and supported a portfolio of 50 client groups with annual turnovers ranging from R30 million to R500 million. • Conducted financial statement analysis and assessed business performance to support credit and lending decisions. • Assisted with structuring and reviewing lending facilities, including secured lending transactions. • Identified opportunities to increase client wallet share through cross-selling and value-added banking solutions. • Monitored portfolio risk, covenant compliance, and facility utilisation to ensure adherence to credit policies. • Built and maintained relationships with business owners and key decision-makers through regular client engagements.

  • Agricultural Economics Intern at Red Meat Industry Services
    Feb 2024 - Jan 2025 · 1 yr