Theokarl Desrivieres

Relationship Banker | Consumer Lending & Credit Analysis | MBA | Transitioning into Financial Analysis

Port St Lucie, Florida, United States

About

I am a financial services professional and MBA candidate with 6+ years of experience in retail banking, consumer lending, credit evaluation, and customer financial assessments. Throughout my career, I’ve developed a strong foundation in financial analysis, risk assessment, and data‑driven decision‑making — skills I am now leveraging as I transition into a Financial Analyst role. My background includes evaluating creditworthiness, analyzing financial profiles, interpreting customer data, and ensuring compliance in regulated environments. I’ve supported customers through complex financial decisions, strengthened operational performance, and consistently delivered high‑quality service across banking, lending, and sales roles. Currently, I am expanding my analytical capabilities through my MBA program at Western Governors University, where I’ve completed coursework in Financial Analysis, Management & Planning, and Global Economics. I’m passionate about using financial insights to solve problems, improve performance, and support strategic decision‑making. Career Goal: To secure a Financial Analyst position within corporate finance or banking, where I can apply my analytical strengths, business acumen, and commitment to continuous improvement. Core Strengths: • Financial & Credit Analysis • Risk Assessment • Customer Financial Evaluation • Data‑Driven Decision Making • Banking Operations & Compliance (KYC/AML) • Strategic Planning • Relationship Management • Excel & Financial Modeling (developing) If you’re open to connecting or discussing opportunities in financial analysis, corporate finance, or banking, I’d love to connect.

Experience

  • Relationship Banker at TD
    Mar 2026 - Present · 5 mos

    Conduct financial needs assessments to recommend checking, savings, credit, and lending solutions. Analyze customer financial profiles, transaction patterns, and credit data to support informed decisions. Ensure compliance with KYC, AML, and regulatory standards. Strengthen customer relationships through financial education and proactive account guidance. Apply analytical and decision‑making skills developed in MBA coursework.

  • Sales Development Representative at Solvo Global
    Mar 2026 - Apr 2026 · 2 mos

  • Car Salesperson at Dyer Chevrolet Fort Pierce
    May 2023 - Mar 2026 · 2 yrs 11 mos

  • Real Estate Agent at Watson Realty Corp.
    Jun 2021 - Aug 2023 · 2 yrs 3 mos

    Real Estate Agent

  • Multi-Unit Team Lead at H&R Block
    Oct 2022 - Apr 2023 · 7 mos