Gurgaon, Haryana, India
At Satin Creditcare Network Limited, we've harnessed the power of Artificial Intelligence, Data Science & Machine Learning to improve our Fintech products and services, such as the home-grown ERP system supporting Micro-Finance, Finserv and Housing companies. Our advanced solutions, including Aadhar-based e-KYC & e-Signature using IRIS, real-time dashboards, and data analytics, have significantly enhanced customer engagement and operational efficiency. We've also integrated state-of-the-art Facial Recognition System (FRS), System Driven Credit Underwriting, Customer Profiling & Predictive models for repayment & Customers Churning Patterns, Payment and Collection platforms, such as AEPS, BBPS, UPI, to further our mission. My commitment lies in fostering a culture of continuous improvement while driving growth within the fintech sector. The team and I have focused on strategic leadership in cyber risk management and database optimization, aligning with our goal to offer innovative solutions that streamline financial services and empower our last-mile clients. Our collective efforts have contributed to building a resilient and high-performing organization at the forefront of financial technology.
• Development of cutting-edge AI and machine learning solutions for banking and financial institutions. • Designed and implemented a face recognition system and IRIS-based KYC authentication to enhance customer verification processes. • Drove the creation of multiple use cases around productive data modeling, resulting in improved operational efficiency.
• Spearheaded the Design and Implementation of scalable banking and fintech solutions utilizing robust Technology stacks. • Developed a comprehensive security architecture ensuring data integrity and compliance with industry standards. • Led cross-functional teams to migrate applications to public cloud platforms, enhancing operational efficiency and scalability.
Salient Features of Satin ERP / Enterprise Customer Service Application / Customer Self-Service Application : - Customer Onboarding Aadhar based e-Kyc using bio-metric. - e-Sign Loan document & agreement verified and Signed from UIDAI. - Psychometric tests for clients to check the intention to pay. - Customer acquisition from mobile/tablet and Real-time information validation from Multiple Credit Bureau. - Real-time Payee Account validations and Cashless disbursement (IMPS/NEFT/UPI & USSD). - Real-time Dashboards and Data analytics - Aadhar Enabled Payment System (AEPS/UPI/Debit Card/e-NACH) integration for Loan Disbursement and Collection from last-mile clients. - This system will have integrated payment through Payment Gateway and mobile wallets for collections. - Complete Paperless and Seamless integrated product. - Customer Self-Service Application Supporting Feature (E-Nach Registration/Self Loan Sourcing/Collection Payment from multiple payment method like UPI/Rupay/Visa/Master Debit Cards). - UPI 2.0 Autopay Integration - HRMS Application which covers complete lifecycle of employee (Entry to Exit) All Above integration are Host-to-Host with a various institution like Banks, Credit Bureaus, Payment Gateways, UIDAI, NSDL etc.
Developed Payments Solution
EMVANTAGE is committed to improve the buyers experience during Online Payment Transaction. Providing state of art next generation Online Payment Gateway addressing the need of the fast growing online payment transaction requirements of small, medium and large merchants. Main Projects undertaken at EMVANTAGE are: • Developed Core transnational engine • Developed Reconciliation And Settlement Platform • Contributed in CRM system for Merchants/Reseller/Banks • Close wallet development • Contributed to complete the PCI Compliance. • Developed Payment Extension/API for E-Commerce Platforms Magneto, Presta Shop, Open cart, Shopify, and API for Python, Java, .net, PHP, Drupal etc.
Live Processor is your fast, flexible, and reliable path to on-line payment processing. Live Processor Provides easy and convenient access to payment card and check processing services, including: · Payment card authorization · Payment card address and security code verification · Check verification · Payment card settlement · Procurement Card Processing, Retail, Dynamic Currency Conversion, and recurring transactions Support. · Payment Risk Management LiveProcessor suites both high / low volume payment processing and incorporates the most important features required for high volume, high reliability, high availability through support for load balancing, host fail-over and site fail-over. Worked on various Switch Integration 1. MasterCard Internet Gateway Service (MiGS) 2. Merchant e-Solutions (MeS) 3. Chase Paymentech (PTI) 4. First Data Corporation (FDC) 5. Cardinal Commerce (CAR) 6. Litle (LTL)