Dubai, United Arab Emirates
Many British expats in the UAE gradually accumulate financial arrangements across more than one jurisdiction. UK property, pensions, offshore investments and UAE-based assets often develop over time, usually for sensible reasons. As the years pass, these arrangements can become layered. Wills may sit in one country, pensions in another, investment platforms elsewhere. Legislation evolves while earlier assumptions remain in place. I work with British expatriate families whose financial lives span the UK and the UAE and whose financial structures require careful alignment across retirement planning, investment arrangements and succession frameworks. My role is not to provide legal or tax advice. Instead, I help ensure that pensions, investment structures and protection arrangements operate coherently alongside those frameworks, coordinating with appropriate legal and tax professionals where required. The families I advise are typically concerned with matters such as: • Cross-border retirement planning • UK inheritance tax exposure • Pension consolidation and beneficiary alignment • Liquidity planning across jurisdictions • Coordinating financial structures alongside estate plans Over time, financial arrangements built across different countries can become fragmented. Thoughtful planning helps bring those elements together so that retirement plans, investment structures and succession arrangements remain aligned. For British expatriate families whose affairs span the UK and the UAE, the aim is straightforward: to bring clarity and structure to financial decisions that affect both present security and future generations.
My purpose is to help clients make the right financial decisions. Working together towards my clients' lifetime goals over the years. Planning reduces stress and increases the certainty of objectives being met. My clients are then able to get on with living their lives to the full.
Great British Wills was established to provide expatriates with a greater understanding of guardianship and succession issues which arise when resident in Dubai. As Founder, I am responsible for all aspects of the running of the organisation including interaction with local authorities, business strategy, finance, marketing, and sales. I meet with clients in their homes, discuss their wishes in terms of succession planning. This covers matters such as their wishes for their children if both parents die; what they want to happen to their assets; the special considerations they should take into account whilst resident in Dubai. I then provide them with a report which contains a recommended course of action and an indication of the cost of putting the plan into place. The business receives referrals from international law firms in Dubai as well as other professional introducers.
My purpose is to help clients make the right financial decisions. Working together towards my clients' lifetime goals over the years. Planning reduces stress and increases the certainty of objectives being met. My clients are then able to get on with living their lives to the full.
AES is a UK centric, medium-sized international financial planning organisation. It enshrines the ideals of evolution within the international financial services market. AES brings the most up to date thinking in financial planning from developed markets around the world. This is then communicated to clients clearly. As a fee-based adviser, AES provides complete transparency on the cost of advice. The firm is an Investors in People Champion and encourages all staff to undertake continuous professional development through external examinations. As a member of the partnership team, I provide advice to private and corporate clients within Dubai. Advice covers areas such as retirement planning; group medical insurance; portfolio management and wills.
Synergy Financial LLC is a boutique financial planning company based in Dubai. Joining them from Towry Law, a larger international firm, required a cultural change. Synergy encouraged a more entrepreneurial style reflecting its smaller size, staff were expected to perform many duties on an as-needed basis. This enabled me to call on my skills from running my own financial services company in the UK such as employing and managing both advisory and administrative staff.