Dubai, United Arab Emirates
Senior automotive executive with over two decades of experience across Europe and the Middle East, dedicated entirely to the automotive sector. My career spans the full spectrum of automotive financial services — from brokerage and in-house finance to leasing, insurance, and multi-brand sales operations — providing a holistic view of how finance and mobility intersect. With full P&L accountability, I have led large-scale, multi-brand businesses, driven digital innovation, and delivered strategic objectives that balance growth, transparency, and customer value. Passionate about the future of mobility, I apply my international experience to build sustainable, high-performance operations that adapt to the evolving needs of the automotive industry.
Accountable for leading Finance & Insurance across Al-Futtaim Automotive and Al-Futtaim Financial Services, with full responsibility for budget management and delivery of strategic objectives. Key areas of focus: End-to-end F&I leadership – Managing finance brokerage, in-house finance products, and vehicle leasing across a diverse portfolio of brands, including Toyota, Lexus, Honda, Volvo, Chrysler, Jeep, Dodge, Ram, BYD, Polestar, Hino, and Volvo Trucks & Buses. Strategic growth & partnerships – Driving the design and execution of F&I strategies, developing automotive insurance solutions, and strengthening relationships with local banks to enhance market penetration and customer value. Commercial oversight – Overseeing P&L, setting budgets, and aligning business performance with group-level strategic priorities. Performance culture – Championing transparency, compliance, and customer-centricity while leading teams to deliver sustainable growth across the automotive and financial services ecosystem. www.alfuttaim.com
Overseeing four key business units within the Al Ghandi Auto Group, with responsibility for driving sales, operations, and performance across multiple brands and channels: National Auto – Managing sales and operations as the UAE distributor for Fiat and Abarth. Finance & Insurance Division – Leading F&I operations across 10 showrooms representing General Motors brands (Chevrolet, Cadillac, GMC). Yaseer Vehicle Leasing – Heading leasing and rental operations, delivering flexible mobility solutions. Tamam Used Cars – Running multi-brand pre-owned car sales operations. www.alghandi.com | www.yaseer.ae | www.tamamusedcars.com
Led Finance & Insurance operations for Toyota and Lexus across 21 showrooms in 7 Emirates, ensuring performance, compliance, and growth. Key responsibilities included: Managing F&I sales and operations, driving consistent results across the network. Leading a team of 60+ Business Managers, achieving KPIs while maintaining full compliance with corporate and Central Bank standards. Supporting strategy and planning for Al Futtaim Finance, including campaigns, training, budgeting, pay plan design, and product integration. Building and managing strong partnerships with banks, business units, and strategic partners. www.alfuttaim.com/automotive