Irvine, California, United States
I am an experienced actuarial analyst who helps financial services achieve top performance by focusing on the modeling and analysis of various complex life insurance products. My strengths include financial planning, data analysis, and model assumption implementation. I possess exceptional written and verbal communication skills. My specialty is driving business and operational growth and efficiencies to achieve profitability to the organization. I do this with my exceptional analytical, problem solving skills. I have been successful because of my ability to follow up and follow through, communicating frequently with team members. I am a highly organized professional who works well under strict timelines with outstanding attention to detail. What is unique about me is that my approach is collaborative, detailed, and solution driven. I am adept at working flexibly and resourcefully, under tight schedules to deliver projects on time and to required standards. I regard change as an opportunity to grow and learn.
Investment and life insurance valuation Forecasting assumptions Experience studies
Life Insurance Division, Planning & Projections Department, Actuarial Modeling • Perform annual financial plan model runs, validating and analyzing profitability, and comparing trends between Actual and Plan. •Modeled various life insurance products. Built, maintained and enhanced models. Tested and reviewed model assumptions. • As a resource person, helped the team utilize Essbase to analyze Key Business Drivers and research discrepancies to explain and present financial results. Provided financial and investment information to management by preparing progress reports and marketing plans. Liaison between the modeling team and Corporate to provide Plan results. • Implement and quantify impacts of annual GAAP assumption changes and model revisions, used to aid management measure the liability of future policyholder benefits. • Manage annual Closed Block model runs and provide analysis to support the dividend recommendation. • Executed annual Illustration testing models and collaborated with the Illustration Actuary to help management make decisions in designing and maintaining compliant products. • As a product expert, led the effort to install and validate new products in Tillinghast Actuarial Software and later converted products from Tillinghast Actuarial Software to MG-ALFA. • Improved model precision by converting inforce records from Grouped to Seriatim, enabling management to get a clearer picture of the inforce business. • Provided solid recommendations on model enhancements. Implemented new products features by developing code in MG-ALFA and collaborated with internal customers for seamless usage of the enhancements. • Successfully aided management with strategic decision-making by completing various ad hoc projects that allowed a better model projection to actual result fit, as well as producing analysis that allowed management to understand the implications of policyholder changes. Software: MG-ALFA, Essbase, Microsoft Office: Excel, Outlook, Word
Actuarial Assistant • Analyzing, forecasting, and trending health care plan reserves • Maintaining monthly client statutory financial reports • Preparing year end Actuarial opinions • Providing audit support for life insurance companies • Providing litigation support • Validating actuarial mainframe systems conversion • Validating historical and prospective actuarial contribution models