Singapore
An experienced banking and finance professional with over a decade of experience in transaction banking covering deposits / liabilities management and product management in the commercial and corporate space and leading operations covering retail, private banking and corporate customers.
Managed the wholesale banking deposit/liabilities portfolio of double digit S$ billions in one of the Big 3 banks in Singapore to meet the bank's a) profitability targets such as Net Interest Income, Net Interest Margin. b) liquidity needs in line with regulatory ratios such as Basel requirements and loan/asset plans aligned with Group Asset & Liability Management's direction. Deposit/Liabilties products coverage: Current Account, Time Deposit, Liquidity Management products. *Demonstrated sustained year-on-year double digit revenue growth and saved close to S$100m of expenses. *Product management and development *Stakeholder collaboration and management
Managed the bank's time deposit portfolio covering commercial, corporate and institutional clients and diversified our funding sources and exceeded revenue targets. Implemented pricing governance across commercial and corporate bank and improved documentation and processes to boost productivity.
Led the local team of 12 in Singapore and offshore operations team in processing time deposit and investment products ( unit trusts, structured deposits etc) for retail, private banking and corporate customers. Some of the items on my portfolio are: * Developed the digital transformation roadmap for deposit operations. * Collaboration with Consumer Banking, Commercial & Corporate Banking on new product launches and initiatives. *Risk management and operational efficiency management. * Training a team of managers in the area of operational management and thought-leadership. * Mentoring and developing young talents.
Operational Risk Management