Gurugram, Haryana, India
Finance professional with 4.5 years of experience in marine underwriting and internal audit, currently pursuing the CFA program and an achieved MBA in Finance. Skilled in financial analysis, risk assessment, and capital adequacy evaluation, with a proven ability to interpret financial statements and provide actionable insights. My background spans insurance, compliance, and risk management, where I’ve worked on cross-functional projects assessing underwriting impacts on capital consumption, RAROC, and earnings volatility under IFRS and economic capital models. Now, I am channeling this expertise toward investment banking and mergers & acquisitions, leveraging strong analytical skills, valuation knowledge, and a deep interest in strategic finance and deal execution. Passionate about connecting capital with opportunity, and committed to building a career that creates long-term value for businesses and stakeholders.
Managing underwriting portfolio with focus on financial analysis, risk evaluation, and capital impact to optimize profitability and strategic outcomes * Performing financial analysis and scenario modeling to assess impacts on capital consumption, RAROC, and earnings volatility under IFRS and economic capital frameworks. * Collaborating with cross-functional teams to ensure underwriting decisions align with strategic financial objectives. * Conducting loss ratio and claims trend analysis, recommending portfolio optimization strategies to improve returns. * Partnering with clients and brokers to structure customized risk solutions, fostering long-term relationships and business growth.
Developing expertise in financial analysis and risk evaluation by supporting underwriting decisions, assessing capital impact, and engaging with clients on customized solutions.
Delivered financial, risk, and compliance insights by leading audits, process reviews, and control assessments to strengthen governance and support strategic decision-making. * Directed internal audits and compliance reviews, ensuring alignment with SOX, IFRS, and international standards. *Performed risk evaluations and financial impact analyses to assess exposures and enhance operational efficiency. * Created and refined Risk Control Matrices (RCMs) to identify gaps, strengthen controls, and recommend remediation. * Built automated tools and dashboards (Excel, Power BI) to enable real-time monitoring of financial and compliance performance.