City of Johannesburg, Gauteng, South Africa
Experienced Finance and Insurance Business Manager (New Vehicle and Taxi Finance) with a demonstrated history of working in the financial services industry. Skilled in Negotiation, Management, Continuous Improvement, and Financial Risk. Strong sales professional with a First Level Regulatory Examination: Representatives focused in RE5 from Moonstone College.
F & I Business Manager, 60+ units per month. Second Gross averaging between R800 - R900k per month with 4 - 5 Value Added products per unit, Taxi Finance. APU ranging between R20 - R25k per unit.
Arranges finance for the customer, and offers such automotive aftermarket products as vehicle service agreements, anti-theft and other programs designed to protect the customer’s investment in the vehicle Reviewing purchase details and contracts with clients, and building strong relationships with underwriters and BDO’S while consistently increasing loan approval ratios and reserve profits. Special focus on good customer services by ensuring that external and internal financing is arranged, keeping in mind both customer and company benefit. Able to develop ideal working relationships between the sales and F&I departments with a view to cultivating benefits for both. Focused on structuring deals for maximum profitability and collectability by remaining within company protocols Competent to arrange finance and insurance products for customers’ purchases and presenting them with additional (aftermarket) products Proficient in accurately desking deals and submitting them to lenders for approval purposes
Arranges finance for the customer, and offers such automotive aftermarket products as vehicle service agreements, anti-theft and other programs designed to protect the customer’s investment in the vehicle Reviewing purchase details and contracts with clients, and building strong relationships with underwriters and BDO’S while consistently increasing loan approval ratios and reserve profits. Special focus on good customer services by ensuring that external and internal financing is arranged, keeping in mind both customer and company benefit. Able to develop ideal working relationships between the sales and F&I departments with a view to cultivating benefits for both. Focused on structuring deals for maximum profitability and collectability by remaining within company protocols Competent to arrange finance and insurance products for customers’ purchases and presenting them with additional (aftermarket) products Proficient in accurately desking deals and submitting them to lenders for approval purposes Effectively able to ensure that all deals are in compliance with guidelines Provide customers with information on how to handle financing and insurance coverage by giving them a list of possible options
Selling of Value Added Products (VAPS)-Warranties, Paint & Interior Protection, Smash & Grab, Tracker. Loading of deals on Signio i.e. Costing, Reports & Balancing. Applications for clients-Collecting FICA, Verifying client &income-calculating average income, analysis of bank statements. Approving deals-Getting verdicts from banks, Approving Rate, Completing Verification, Restructuring deals and documenting motivation for approval Liaising with sales executives on deliveries, dates and times. Drawing up contracts-All docs are prepared correct and timeously. Keen understanding of documentation of various banks i.e. Wesbank, Standard Bank, ABSA, Nedbank (MFC)