Chicago, Illinois, United States
Corporate finance executive with over 20 years’ experience providing senior and subordinated loan solutions to businesses of all sizes and financial conditions. Driven and effective leader who has built high-performing risk management and sales teams in leveraged finance and asset-based lending. Experience with start-ups, acquisition integration, turnarounds and optimizing performance of established teams through multiple cycles.
Underwriting and Portfolio Management Team Leader for Capital One's Middle Market Bank. I lead the underwriting teams for the Aerospace, Defense & Government Services vertical, responsible for over $2.5B of primarily leveraged loans to both sponsor-owned and large public ADG competitors. I have driven continuous process improvement, introducing data-driven refinements of the bank's contract waterfall analyses, small business to full & open migration assessments and A&D platform-level revenue and profitability forecasting. I also lead Capital One's leveraged finance underwriting efforts in the Transportation and Logistics industry, and was previously responsible for the bank's leveraged finance underwriting in Convenience Store & Gas Stations and Engineering & Construction industries. I have led multiple process simplification projects, including spearheading a risk-based underwriting approach that reduced cycle times for existing portfolio accounts and stronger credits by more than a full day and a closing process transformation effort that established firm accountabilities, created easy-to-follow checklists and process maps and significantly reduced closing errors.
Operational risk manager for Capital One's Healthcare division. Direct the identification, measurement and mitigation of divisional operating and regulatory risk. Evaluate and measure internal controls, track and mitigate operational defects, advise senior leadership team on regulatory developments and inherent risks in business models.
Enterprise risk leader for GE Capital's leveraged finance businesses. Evaluate and measure internal controls, track and mitigate operational defects, advise business CEO's on all aspects of enterprise risk inherent in business models.
Southeast Region Sales Team Leader for GE Capital's Corporate Lending group, based in Atlanta. GE's Corporate Lending Group iis one of the largest providers of asset-based lending, cash flow and structured corporate loans of $20 million and more. Our corporate financing solutions include asset-based lending, cash flow loans, leveraged ESOP financing, industrial project finance and New Market Tax Credits to a wide variety of industries.
Senior risk leader of cash flow underwriting and portfolio management in Western region for market-leading provider of leveraged finance to private equity-sponsored middle market transactions. Led team of up to 10 credit professionals that executed and managed senior, unitranche and second lien loans for companies with EBITDA between $7.5 million and $200 million.
Senior Credit Officer - Underwriting and Portfolio Management for lower middle market asset-based lending subsidiary of major commercial bank. Hired, trained and supervised staff of 22 credit professionals and operations personnel that managed a high-risk portfolio consisting of over 70 accounts and $475 million of aggregate credit exposure. Supervised workout and/or liquidation of loans representing aggregate exposure of $90 million. Established written credit policies and operating procedures. Created portfolio reporting processes including formalized risk rating system, watch list reporting methodologies and routine account monitoring procedures. Designed and implemented exception reporting system.