Sarah Ang-Nowosad

Managing Partner @ VantageOne | Advising internationally mobile families and private clients on protecting their health, assets, liabilities & lifestyles worldwide.

Singapore

About

Graduated from the University of Exeter Business School with a degree in Business and Economics. Having worked in both London and Spain, I developed strong international exposure and a cross-cultural perspective before returning to Singapore to build my career in the financial services industry. Today, I co-founded VantageOne, a boutique private risk advisory practice focused on simplifying insurance and risk management for expatriates, globally mobile professionals, and high-net-worth families. We partner with family offices and trusted advisors to provide strategic guidance, bespoke risk management advice, and carefully curated protection solutions that help safeguard the assets, interests, and lifestyles of private clients and their families. We support internationally mobile professionals, expatriates, and multi-generational families with tailored private international health and risk management solutions designed for life across borders. Learn more: https://www.vantageone.sg/

Experience

  • Managing Partner | Co-Founder at VantageOne
    Jan 2026 - Present · 7 mos

    Co-founded VantageOne, a boutique private risk advisory practice focused on helping expatriates, globally mobile professionals, and private clients navigate insurance with greater clarity and confidence. We specialise in designing integrated protection solutions covering areas of personal risk—tailored for the realities of international lifestyles and cross-border living. We also work alongside family offices and trusted advisors to address the unique risk considerations that often accompany wealth. VantageOne operates under Synergy Financial Advisers Ltd, our chosen licensing and regulatory partner. Learn more at: www.vantageone.sg

  • Associate Director at Synergy Financial Advisers Ltd
    Dec 2022 - Present · 3 yrs 8 mos

    Synergy Financial Advisers is a MAS-licensed financial advisory firm in Singapore that provides the regulatory, compliance, and advisory infrastructure for financial advisory practices. Within my division, we work closely with globally mobile professionals, supporting them with insurance and financial solutions that require cross-border coordination and ongoing adaptability. Within this, I specialise in private health insurance, focusing on designing and managing coverage for expatriates and internationally mobile individuals across different jurisdictions. The focus is on delivering clear, structured advice, helping clients navigate varying regulatory environments, coverage requirements, and life transitions with continuity and consistency.

  • Senior Wealth Manager at Utmost Group
    Jun 2018 - Dec 2022 · 4 yrs 7 mos

    Utmost Wealth Solutions is part of the Utmost Group, a leading international provider of wealth and protection solutions. Headquartered in London, it supports high-net-worth individuals and families in preserving and structuring wealth across generations through specialist cross-border planning expertise.

  • HSBC (Singapore)
    • Agency Development Manager
      Mar 2017 - Jun 2018 · 1 yr 4 mos

      HSBC Singapore provides retail banking, wealth management, commercial and investment banking, private banking, insurance, and capital markets services. It also serves as HSBC’s ASEAN hub and a regional centre for wealth, sustainability, and digital innovation.

    • Senior Financial Advisor
      Jun 2016 - Mar 2017 · 10 mos

    • Financial Advisor
      2015 - Jun 2016 · 1 yr 6 mos

  • Finance Lead at Enactus UK
    Aug 2014 - May 2015 · 10 mos

    Enactus UK & Ireland supports students & young people across the country to engage in social action and social enterprise.