Gurugram, Haryana, India
I specialize in building the "invisible" infrastructure that powers secure, real-time financial transactions. With 15 years across Node.js and PHP (CodeIgniter), my focus is on turning complex NPCI protocols into seamless user experiences. What I bring to the table: NPCI Ecosystem Expert: Deep experience integrating UPI, Aadhaar, eKYC, and core banking platforms to ensure high-speed, secure payment flows. IoT at Scale: Architected the backend for 10,000+ Soundbox devices, managing real-time voice alerts and OTA updates. Built for Reliability: I champion 99.9% uptime using AWS Performance Insights, circuit breakers, and optimized SQL to handle massive transaction volumes. Data-Driven Leadership: I build high-performance MIS dashboards that translate complex payment data into actionable insights for CXOs. I believe in clean code (MVC, Singleton, Repository patterns) and robust CI/CD pipelines—because in the world of banking, speed is nothing without stability. 🚀 Looking to collaborate on the next big shift in FinTech or Digital Payments. Let’s connect. #FinTech #Payments #NPCI #NodeJS #CTO #BackendArchitecture #DigitalPayments #UPI
As Chief Technology Officer at ZedPe, I lead the company’s technology vision and execution across fintech platforms, banking integrations, and digital infrastructure. My core focus is building an NPCI-compliant, audit-ready technology architecture that meets the highest regulatory and security benchmarks. At ZedPe, I build future-ready systems that power trusted financial services at national scale.
FinTech & Banking Systems Expertise Deep understanding of Core Banking System (CBS) integrations and financial protocols (UPI, Aadhaar, eKYC). Proven ability to architect and implement secure, scalable backend solutions for the banking and financial sector. API & Security Engineering Advanced skills in designing and developing robust APIs with certificate-based (CSR) encryption, ensuring secure data exchange for high-stakes integrations (e.g., NPCI, CBS). Strong grasp of secure coding practices and regulatory compliance in financial software. IoT Systems & Device Management Proficient in building Over-the-Air (OTA) update systems for large-scale IoT deployments, enabling seamless remote firmware upgrades and real-time device monitoring. Experience integrating IoT hardware (Soundbox devices) with banking platforms. Database Performance Optimization Expertise in SQL performance tuning, including advanced indexing strategies and use of AWS Performance Insights to diagnose and resolve bottlenecks. Demonstrated ability to significantly enhance database scalability and transaction throughput. Data Analytics & Reporting Skilled in developing Management Information System (MIS) dashboards and financial reporting tools tailored for executive stakeholders (CXOs, banks). Ability to translate complex financial data into actionable insights and visualizations. DevOps & Quality Assurance Hands-on experience implementing CI/CD pipelines for automated testing, deployment, and integration. Strong code review and quality assurance practices, resulting in measurable reductions in production bugs. Commitment to maintaining high standards of code security, maintainability, and documentation. Additional Strengths Effective cross-functional collaboration with product, QA, and operations teams. Rapid problem-solving in high-pressure, mission-critical environments. Continuous learning and adaptation to emerging technologies in FinTech and IoT.
Key Responsibilities: Managed backend architecture for platforms like Rokad and BookOnSpot, integrating travel services and utility payments. Oversaw API-based integrations with MSRTC and internal merchant systems. Coordinated cross-functional teams for delivery, monitoring, and platform stability.
Key Responsibilities: Developed and maintained a wide range of web and desktop applications across domains including eCommerce, Government, HRMS, ERP, and Hospitality. Delivered backend systems using CodeIgniter, VB6, and .NET, integrating modules for attendance, payroll, billing, and inventory. Built custom reporting tools using Crystal Reports, mPDF, and SQL Server.