Ryan Bull

Commercial Banking Associate at Byline Bank

Chicago, Illinois, United States

About

Senior Credit Analyst with 3+ years of experience in Byline Bank's Commercial and Industrial Division, supporting and underwriting for a $1.2B portfolio and now beginning the transition to a Junior Lender.

Experience

  • Byline Bank (4 yrs 2 mos)
    • Commercial Banking Associate
      Apr 2026 - Present · 4 mos

    • Credit Analyst
      Aug 2024 - Apr 2026 · 1 yr 9 mos

      -Senior Credit Analyst in Byline Bank's largest C&I division, contributing to underwriting and management of $1.2B portfolio across diverse sectors. -Specialize in cash flow analysis and credit risk identification, dissecting financials to flag concerns and recommend mitigants for high-stakes deals. -Underwrote 12+ Bank Credit Committee-level transactions exceeding $10MM in credit exposure, from spreading statements to committee presentations. -Collaborate within analyst team, mentoring rotational analysts to build skills in underwriting, modeling, and risk assessment.

    • Rotational Credit Analyst
      Jun 2022 - Sep 2024 · 2 yrs 4 mos

      -Completed 2-year rotational Credit Analyst Program, gaining experience across C&I (2 Rotations), Commercial Real Estate (CRE), and the bank's Special Assets Group (SAG) -Spread financials, conducted risk analysis during the underwriting process, mastered our internal banking software (Salesforce), and presented multiple deals to Bank and Executive Credit Committees

  • Financial Planner at Northwestern Mutual
    May 2021 - Dec 2021 · 8 mos