Ryan Bernard

SVP - Credit Administration at Numerica Credit Union

Spokane, Washington, United States

About

Experienced Credit Administrator with a demonstrated history of working in the banking industry. Skilled in Commercial and Ag Lending, Credit Analysis, Compliance, Regulatory Requirements, Management, Consumer Lending, and CECL. Passion for establishing credit administration framework including credit risk models, correlation to loan loss models, and data governance controls using Lean Six Sigma principles to facilitate growth, expand management reporting, and satisfy regulatory guidance. Strong operations professional with a Bachelor's degree focused in Finance, Economics, and Business Administration from Eastern Washington University. Certified Lean Six Sigma Black Belt.

Experience

  • Numerica Credit Union (8 yrs 8 mos)
    • SVP Credit Administration
      May 2023 - Present · 3 yrs 2 mos

    • VP Commercial Credit and Operations
      Mar 2019 - Present · 7 yrs 4 mos

    • AVP - Commercial Credit and Operations
      Apr 2018 - Mar 2019 · 1 yr

  • Northwest Farm Credit Services (Spokane-Coeur d'Alene Area)
    • Credit Officer /AVP - Forest Products
      Oct 2012 - Nov 2017 · 5 yrs 2 mos

    • Manager Central Underwriitng
      Jun 2010 - Sep 2012 · 2 yrs 4 mos

    • Dealer Financial Services Team Lead
      Jan 2008 - May 2010 · 2 yrs 5 mos