👋 Dr. Ronald Engel

CEO & Founder | Embedded Insurance | Ex M&A Lawyer | Bain/BCG/PE

Vienna, Vienna, Austria

About

I build embedded insurance that actually fits: tailor-made products, digital customer journeys, and the right insurance capacity behind it. Today I support VIG Platform Partners, a captive MGA and platform player, connecting digital partners (platforms, ecosystems, super-apps) with carriers across Europe. What I typically deliver: partner-ready insurance propositions, pricing and product structuring, distribution setup, and capacity placement or fronting solutions where needed. Background: ex M&A lawyer, founder, and consulting partner (Bain, BCG, ADL) with 15+ years in financial services, growth, and go-to-market. International track record: built companies/offices in Singapore, Thailand, Vietnam and Germany; worked across Asia, Europe, the Americas and Africa. Based in Munich, with occasional time in Bangkok.

Experience

  • Chief Executive Officer at VIG platform partners
    Sep 2024 - Present · 1 yr 10 mos

    We have planned and established VIG platform partners to drive embedded insurance and other b2b2c plays for insurers of the VIG-Group and also beyond across the CEE and DACH region. Our goal is to enable every interested company to (also) be an insurance player.

  • Head of Transformation & New Business at Vienna Insurance Group (VIG)
    Sep 2024 - Present · 1 yr 10 mos

    Vienna Insurance Group (VIG) is the leading insurance group in Central and Eastern Europe with 50+ companies in ~30 countries. My job is to support the team at VIG-Holding to drive and foster innovation across the group, to help with transformation and knowledge exchange and to pursue/enable new business opportunities, particularly in the field of ecosystems (mobility, smart living & health) and to roll them out.

  • Co Host at Reinventing Finance Podcast
    Apr 2025 - Present · 1 yr 3 mos

    Reinventing Finance is a Podcast hosted by Nikolaus Sühr, CEO and Co-Founder of KASKO and myself. This Podcast is for anyone who is interested in the current developments of the Insurtech, Insurance, Fintech and Finance market. Thought-provoking, entertaining and critical. This is at least what I strive for. On Spotify and Youtube.

  • Owner at RED Consulting
    2015 - Present · 11 yrs 6 mos

    Bundled various advisory, interim management and teaching assignments in the APAC region and Europe in the entity RED Consulting.

  • Arthur D. Little (2 yrs 11 mos)
    • Senior Advisor
      Sep 2024 - Nov 2024 · 3 mos

      Downsized my fulltime role at Arthur D. Little to take up a different challenge. During the time as senior advisor, I have continue to support in project acquisition and, in particular, delivery of selected projects, mainly in the insurance, IT and private equity areas.

    • Partner & Global Co-Head of Fintech
      2022 - Sep 2024 · 2 yrs 9 mos

      Partner in the Financial Services Group - focus on insurtech and insurance innovation