Greater Paris Metropolitan Region
A highly experienced investment banking professional with 15 years in financing and corporate credit risk management. Thrive in diverse and multicultural environments and constantly seek to expand knowledge and expertise. Natural ability to build strong, trusted, and lasting relationships with senior bankers by working closely with them to understand their needs and challenges at a deeper level and creating relevant strategies to support them, while preserving the bank's balance sheet strength. A collaborative style when working with stakeholders including leading analysts to prepare ratings, financial models, and transaction materials.
Chief Risk Officer of Sabadell France and member of the Executive Committee. Head of Operational Risk. Head of Credit Risk - Corporates, Structured Finance/LBO, Project Finance, Real Estate.
Accountable for the Automotive, Aerospace & Defense, Steel & Mining, Transport, Business Services sectors with a portfolio exposure of circa €5bn. Coverage includes France, Germany and Italy. - Trained and upskilled junior team members and new analysts to the required professional standards, enabling them to provide a quality service. - Enhanced the accuracy of the bank’s risk management by reviewing internal processes and establishing new guidelines. - Minimized the bank risk exposure and protected stakeholder interests through client meetings on credit quality issues and implementation of preventive management and action plans. - Assessed credit quality and supplied ratings of over 25 large cap and high yield corporates, and determined a risk appetite for every company, reviewed at least once a year. - Analyzed one-off transactions and presented them before committees composed of senior executives (e.g., 7 jumbo COVID deals up to €1.5bn in March to June 2020). - Reviewed legal documentation and defined covenant structure reflecting the obligor’s profile. - Built up financial models, performed sensitivity analysis. Automatized spreadsheets. - Challenged the transactions profitability and the relationship business plan.
Coverage of EMEA clients active in the Energy sector (Oil & Gas / Utilities) and on the Natural Resources sector (Metals & Mining / Commodity traders – soft, metals and energy). Portfolio exposure of circa €4bn. - Assessed credit quality of a portfolio of >20 international corporates and supplied internal ratings. Coverage of companies with equity from $50M to $50Bn. - Assessed and approved credit and hedge lines. Provided opinion on legal documentation and covenants. Requested facilities between $1M and $1Bn. - Co-built with Program leaders a new credit approval platform solution for SGCIB.