Ritchell Pierre Jean Baptiste

Risk Management and Econ student at Penn State University

Upper Darby, Pennsylvania, United States

About

Fourth-year Risk Management major minoring in Economics with internship experience in Excess Casualty underwriting, where I evaluated complex commercial risks, engaged with brokers, and supported high-value underwriting decisions. Experienced in analyzing financials, claims data, litigation trends, and in applying emerging AI technology to enhance underwriting efficiency. Positioned to enter the industry with proven exposure to specialty lines and the drive to contribute immediately in a professional setting.

Experience

  • Excess Casualty Underwriting Intern - Middle & Large Commercial at The Hartford
    May 2025 - Aug 2025 · 4 mos

    • Conducted risk analysis on mid- and large-market accounts by reviewing financials, claims history, litigation, and risk exposures; gained direct insight into underwriting appetite, red flags, and deal-breakers in excess casualty. • Supported underwriters by testing and refining an AI CoPilot tool for account analysis and summaries; became a go-to resource for running accounts, assisting with last-minute deals, and improving workflow efficiency. • Engaged in broker relations and team operations, attending strategy meetings, broker lunches, and client calls to observe negotiation styles, risk evaluation, and placement decisions in real time. • Collaborated with interns on a capstone project to boost broker adoption of underwriting software, presenting strategic recommendations on education, awareness, and retention to senior leadership.

  • Mentee at NAAIA - National African American Insurance Association
    Oct 2024 - Jun 2025 · 9 mos

    • Currently connecting with industry mentor and collegiate coach in the insurance field • Participate in mentorship sessions to gain insights on industry trends, career paths, and key skills for success • Engage in discussions on risk management, underwriting, and brokerage to enhance career preparedness in insurance

  • Food Service Worker at Penn State University
    Sep 2023 - May 2024 · 9 mos

    • Maintained high standards of customer service during high-volume, fast-paced operations • Assisted management with inventory control and stock ordering • Handled currency and credit transactions quickly and accurately

  • Package Handler at UPS
    May 2022 - Dec 2022 · 8 mos

    • In charge of organizing and facilitating packages in a warehouse to ensure smooth operations • Packages could be local or international to maximize business potential • Cooperated with other employees to get the job done as quickly as possible